Additionally, the California FAIR Plan can provide temporary coverage while you secure a traditional policy.

ADUs often are valued significantly below the hands off costs of the ADU addition.- I very much agree with @Matt Devincenzo reply that the complaint about the appraisal included what initial value was, cost of rehab, the amazing number of things improved for that rehab cost, but it left out the most important aspect n setting the value, the comps.- If the comps and/or adjustments are not valid for some reason, you can appeal the appraisal.  

If you have any additional questions, please contact me directly.

The addition will make it perfect for two families, with lots of room and privacy for everyone, so I hope to have some extra revenue from the addition. 

Orange County Discretionary Sales Surtax (about 0.5%) in addition. 

@Brandi Smith, Here is a decent one from oklahoma.govhttps://oklahoma.gov/content/dam/ok/en/orec/documents/contra...It has a section for additional conditions so be sure to add anything specific to your propertyBe Well!

I know that I would leap at 50 year financing if its only additional cost was a 0.5% rate increase.  

Funding & Structure:What’s the best way to secure additional funding beyond my partner’s $35k, like hard money, or private money? 

My plan is to run some wholesale and fix/flips to begin and eventually open my own shop and hire some additional agents at that point, but that's still a few years out. 

In addition tenants talk.