Below is my logic and strategy.Our combined 401K balances are $550K and Roth IRA’s are $55K.

I think it is a risk factor, but also includes logic. 

(A mathematical proof is a deductive argument for a mathematical statement, showing that the stated assumptions logically guarantee the conclusion.)

Trading that for a higher rate via cash-out refi, especially for only $60K, doesn't make financial sense in this moment.Between a HEL and a HELOC, your logic is spot on.

People are not able to get lending.3 sentiment fuelling itself4 gov limiting forgien investment.( Particular China.That's has caused a current drop in prices 7 - 10%The thing is amazing as it's very controlled to watch.Our inflation is lower than target rate of 3% now hovering at 2.5%.Our cash rate is historically low at 1.5% .The RBA trying to stimulate growth.Unemployment rate at 5ish %.Population growth is ridiculous.We are going through a slowdown in the housing market at the moment.The economic fundamentals interesting to watch.Plus the audience dollar is good hedge to the global situation.Culture of Australia is that everyone what's to own there own home. 

DM us if you’d like to discuss this logical approach in greater detail!

DM us if you’d like to discuss this logical approach in greater detail!

DM us if you’d like to discuss this logical approach in greater detail!

Has anyone worked with "Logical Property Management" or "Propel Property Management" companies? 

DM us if you’d like to discuss this logical approach in greater detail!