As a roofing contractor myself, the quote for $14k is pretty accurate for a professional roofing contractor based on it being 40 sq and the photos you provided.

Here are mine: Qualification Standards: - Applicant must have current photo identification and a valid social security number. - Applicant must be willing and able to pay rent.

Document everything with time‑stamped notes and photos, and use a monthly “all‑at‑once” maintenance visit to knock out minor items efficiently.

Keep your ask tight by finishing drywall/floors only, build a photo-updates cadence for lenders, and have two exits ready: refi to a DSCR rental if it rents well, or list retail if appraisal lands high enough.

Great question, and you’re thinking about this the right way.From a tax perspective, you don’t need the property to be rented by year-end, but it does need to be “placed in service,” meaning it’s ready and available for rent, photos taken, listing live, utilities on, and basically ready for guests.Once it’s placed in service, you can do a cost segregation study and take bonus depreciation in that same tax year, even if no one stays yet.If you can close and have it ready before December 31, you can still claim those 2025 write-offs.

Close up photos spark emotion.

The cleaner uploads photos, that kind of thing.

In summary, without any edits from me:-“[GDP: For the rest of 2025 Q3 is anticipated to decelerate, though not recessionary.

Bring value: take photos, organize materials, or run quick comps for them.

If you are getting a good amount of showings then the property photos and description do not match the reality of when they see it.