But at the same time, being “on call” or chasing trades can be a headache.What if I were to create a service that ONLY handled landlord tasks — not rent collection, not tenant screening, not managing the whole property — just the annoying one-off things like:Coordinating with a plumber/electrician when something breaks.Doing move-in/move-out inspections with photos/video to document condition.Overseeing a turnover (cleaning, patch/paint, locks).Handling those random city compliance to-dos (smoke detectors, inspections).Basically: you keep control of your property and tenants, but you can call someone local to be your “boots on the ground” when you don’t want to drive across town or deal with contractors.My questions for you:If something like this existed in your city/town, would you use it?

Opting for cheap properties means you get stuck with cheap problems - lower tenant class, lower rate of appreciation, tougher outsale, constant maintenance due to poor treatment, chasing down rents, more personal time invested managing etc. 

From my perspective as the funding partner, this deal reinforced the value of building equity and long-term wealth, rather than chasing only short-term gains.

For context, the property was appraised at $110,000 by Chase, and my cost was $90,000 after repairs.

This will most definitely attract bad players, especially in an unregulated space like DSCR and Hard Money.

@Mark Perea if you are just starting out with a small number of units then I would recommend using venmo, pay pal, google pay, chase quick pay, or zelle.

The issue is the bank (Chase) and their attorney has expressly forbidden me from accessing the property (It's locked up even if I wanted to) until deed is transferred.

I took your advice and lined up quotes from three directions — DSCR, HELOC, and a small-bank portfolio loan — just to compare the true cost.DSCR looks best for me right now since it doesn’t rely on personal DTI, but I’ll probably keep the LTV around 65% to maintain a 1.1+ DSCR and a $15K cash reserve buffer.The risk-management angle you mentioned hit home — I’m building this to scale safely, not chase max leverage.

Yes, I’m seeing that tilt to small multis as debt stayed tight and investors chase steadier yield.

Just curious, do you have a regular bank - like a Chase or US Bank or a local bank in addition to Baselane or do you just use Baselane exclusively?