When I was starting out I had little to no cash, and college debt, albeit not medical.

Some of those Command strip picture hooks, maybe a gift card to a local restaurant/Walmart.

One of the best-kept secrets when looking for real cash buyers—especially when you're new to a market—is to go straight to the local hard money lenders.

Doesn't make sense if you using the cash out to pay the same loan!

Panos,What is your situation you need to go higher than 80% LTV on a cash out?

To move to the specific cash flow question:I see countless investors talking about buying a cash flow property.

Better to put 20% down or even more if you want to get to a solid cash flow position and then let the extra cash just pile up in the business account, never take money out of your RE, if you have enough, buy another one.

I may be able to convince certain family members to gift me some funds so I can also have some skin in the game. 

Buying fixers for cash/fix/rent.Larry Sherman/Denison

Quote from @Mohammed Rahman: Hey Anna,Yup, people have definitely tried using credit cards to pay mortgages—mainly for points or cash flow, but it comes with trade-offs.Plastiq is the main legit option, but yeah, that 3% fee adds up fast.