- it’s a mid-size contract manufacturing company for supplements based in Utah.

Agree on doing the addendum, a supplemental deposit could mitigate risk too.

I'm also in Portland Oregon where we have to allow "supplemental evidence", offer individualized screening, and an appeals process.

Perhaps it includes a supplemental tax bill covering the time from sale to end of tax year?

Having the HELOC would be a supplement to these reserves, but I would avoid using it as the source of a down-payment as the interest is variable and often much higher.

Similar to you my wife is thinking about starting up a cleaning business to add a little supplemental income. 

(A quick note - I'm planning on reinvesting most of the profits, but this question is specific to anything I want to keep personally as supplemental income)

It does seem that even if the goal is strictly short term cashflow, its hard to come by with the lease fees on top of HOA and any financing.Still just intriguing, I'm working on my second fee simple purchase, but we are also looking to create cashflow and build a small co-hosting business focusing on the island to supplement income.

There is usually an additional supplemental application for the personal umbrella if it is in the LLC's name, but nothing major.

I THINK supplemental heating is an option but that might be only on whole house heat pumps?