I've only seen this to be somewhat normal in a few areas, the NE where they had old land leases from over a century ago, or in CA like Palm Springs where they had Indian lands that were leased for the homes...it was a solution to a very specific problem and happened on hundreds of acres not just an in-fill small condo.2) Which brings me to the second issue, you're marketing something that's unusual for the area.

The data backs this whether it is derived from case Shiller top performing residential markets for this century or it is based on the data of the top appreciation markets in neighborhoodscout.  

I’ve been involved in multiple mentorships, including Gator Lending since 2022, and I can tell you firsthand that this community is rooted in professionalism, learning, and collaboration—not in the stereotypes you're peddling.Transactional funding is a time-tested practice in real estate, with over a century of history behind it.

Fort Myers, Florida: A timeless destination for innovators, where Thomas Edison’s arrival in the late 19th century sparked a legacy of creativity and invention that still thrives today.His winter retreat, Seminole Lodge, became a base for invention and experimentation, where Edison worked on a wide array of projects, including developing a domestic source for natural rubber and improving local infrastructure.Edison’s presence in Fort Myers not only contributed to the growth of the area but also attracted other forward-thinking minds, including his good friend Henry Ford.

This pattern has persisted through the early 21st century, with the 2007-09 Great Recession and the 2020 Covid recession being exceptions because the former featured a financial-sector crisis and the latter a global pandemic.

The few that do pop up are often overpriced or converted from single-family homes over a century ago.

Running an inn or boarding house that’s also your residence is a centuries old business model that still works great in 2025.

But the investing for cash flow logic was only around for two reasons to put together at 20-25% down-- as it now is, and always will be a function of debt in the deal1) Centurial---not generational--but centurial issue with physical real estate asset prices.2) America's desperate attempt to re-ignite inflation with historically, and also possibly centurial if at minimum generational, policy on fed funds rates.Those two made physical RE have intrinsic properties from 2010-2017. 2-3 years prior and after that it will be less intrinsic but still resemble it, as it fades.People need to stop thinking this is the norm, this is the outlier.

Add 5.82% long term appreciation (the rate for this century) we get 10.6% return plus tax savings/advantages. 

Higher inventory, longer days on market, and price drops signal opportunity—whether you’re chasing a Palm Springs mid-century gem or an Indio rental cash cow.