The longer it takes to break ground, the higher your carry and the more equity you need.Construction inputs – Labor and materials haven’t returned to pre-COVID levels, and with insurance and interest rates rising, the spread just gets tighter.You can solve #3 by building with lower quality materials and smaller units, but you cannot overcome #1 and #2 in most instances.The only way to really build affordable housing that cash flows is to do it in areas where land is still affordable, permitting is less burdensome, and there’s demand for workforce housing.

I manage vacation rentals locally as the owner of PMI Gulf Shores and also own a beachfront condo here, so I’m happy to share a few thoughts.For locations, you’ll find strong demand along West Beach Blvd and East Beach Blvd—properties directly on the beach or with easy beach access perform the best.

Because the plan contains one of two totally unacceptable features; either it states that the property is worth less than the amount owed, and demands a CRAM DOWN; that means your note principal is reduced to the amount the property is worth and the balance becomes UNSECURED debt, which means you’ll NEVER collect that portion of the money.

I attribute to the general increase in demand for the Oregon Coast and in particular affordable and developable coastal properties. - Short term rentals statewide have an increasing barrier to entry.

What do you know about price points, rents, demand, etc.?

I am in high demand.

.📍 Pinellas County HighlightsSingle-Family Homes:Active: 938Closed: 334Total Sales Volume: $138M (250 transactions)Condos & Townhomes:Closed: 939Total Sales Volume: $132M (298 transactions)Pinellas County remains a hot spot due to its coastal location and high demand, especially in areas like Clearwater, Largo, and Indian Rocks Beach.📊 Year-Over-Year ComparisonSingle-family homes: Slight drop in transaction volume, but values are holding steady.Condos: Some units have experienced up to a 25% price drop due to new Florida HOA and structural inspection regulations.💡 What This Means for Buyers & InvestorsOpportunities: Price dips in the condo market may favor primary homebuyers looking for mid- to long-term appreciation.Warnings: Always check the financial health and reserve requirements of the HOA.Trends: The market is adjusting post-2024, offering new entry points for informed buyers with flexible strategies.

Due to the demand and how student rental season runs, I have 100 percent occupancy and have 6-9 months notice IF I will have a vacancy and it is always the same week of the year.The Cincinnati and Columbus chapters of REIA (cincinnatireia.com and coreerocks.com ) both have mostly online meetings including one group that meets and has presentations on shared housing.

Raymond,I am writing in response to your June 17, 2025 email, in which you allege that a comment I made on the BiggerPockets forum is defamatory and demand its retraction under threat of legal action.To clarify, my comment — that your business “seems to be a Ponzi type situation” — was a statement of opinion, protected under both U.S. and Canadian law, and based on publicly available information, personal experience, and, importantly, your own documented statements.

He insists I’ll only ever hold a lien on the property.Why this matters:No SSN & no credit history: lenders either won’t lend to me or demand 30–35% down and sky-high rates.Lien vs.