You will need to have a large uptick in building or a big sell off by the baby boomers, as they move into senior housing.

I see many baby boomers here are having really good real estate portfolio and really it can generate immense wealth.

That is the basic math hahahaAs summary :If cost of money is cheap then you should over-leverage your investment into investment that yield higher risk/reward ratio(using mortgage).mortgage is just tools for leverage.This is why lot of baby boomer that purchased the (CA/WA/HI) house in 90's or 2000 are all millionaire, regardless they work in USPS or in tech company LOL ; as long as they invest at the correct time /and/ at the right place LOLnow the party is almost over except if uncle Powell changed their mind in 2025 LOL

and the baby boomers moved to Arizona, or Texas, buying with cash....Driving up the price in Austin again LOL.Money is moving.

I had no credit, I totaled my car, still in college and with a baby girl on the way.

“Exactly unintended consequences and total BS. it’s like throwing the baby out with the bath water.”

All you are creating in that scenario is a trust fund baby with no work ethic who will piss away all your hard work.

Now you wait.... let that baby do its thing.

But they keep banging out new babies.

I'm still in the baby steps of my research so I'll have to make the proper calculations to figure out the sweet spot of where I can get the highest rent to value ratio.