First and foremost, I hope everyone is staying sane and healthy, we may be quarantined for some time but this could be an amazing space to reset, reflect and recharge from the fast paced city life that we have become accustomed to.

Hi Everyone, Hope you all are safe and healthy.

It comprises a healthy portion of the massive money laundering problem that exists in Canada currently.

Ali:A pretty blanket statement which would be akin to someone saying prices are too high in the entire U.S.A. to support positive cash-flow.There are lots of markets in Canada in which a healthy cash-flow is possible - naturally Vancouver (BC) and GTA (On) are not two of them at the moment - some where, with a little perseverance, you can even see cash flow at a double digit rate.

No appraisal, strictly an approximation based on comps.Between my wife’s student loans, a car note, and hospital bills (healthy child-birth) there is approximately $60k in debts.AZ house note: $209kCurrent rate: 2.35% VA IRRRLCash flow: $200/ monthApproximate AZ Value- $325k (guestimation)$60k debt: $1,700/month expenses Should we consider a conventional cash-out to clear some of the debts?

In the Northern Worcester County Market, younger investors have a lot more time to gain appreciation while enjoying healthy cash flow.

Isn’t that supposed to be a healthy sign?

Especially when the yield is healthy as many times we are able to boost this with a tourist license on the properties.  

* A one-week vacation around July, and 2 or 3 weekend-getaways throughout the year to decompress* Keep family healthy throughout the year, however we can, with safe social practices* Stretch goal: buy our first no-cash-whatsoever property (OPM)* Stretch goal: Buy as many good foreclosure deals as possible with other investors, if that's a thing in 2021

A commonality I noticed was that many of the wealthy have a healthy mix of real estate AND stocks/bonds.