It's sad but it's human nature - read a few books on human evolution and psychology.

And there is no human answering the phone with those plans, is there in the $1/month with Tenant Turner???

Too hot, with global warming it won’t be habitable for human life much longer, all will exodus to ToledoLOL  touche'    

Many people would rather have their emergency fund in their bank account, than trapped in a prepaid mortgage payment Peace of mind from being one payment ahead is understandable, I have done this myself in the past, it provides a buffer in the event there is an auto pay issue or human error if manually paying.

EIDL Funds deposited this morning 3 days after docusign, no human contact.

It took me decades of adult life to accept the wisdom, benefit, and opportunity free market capitalism and free enterprise could bestow upon humanity.

I don't know in detail what they use and how automated the initial screening is before it lands on their desk, but I know that any heartbeat that wants a human to contact them about an available property must first pony up a non-refundable $35 (might be more now) for an application.

She might be more willing than you think if it means her descendants will live in the golden age of humanity as she has, instead of the tyranny that is inevitable as the alternative.

We can talk all we want about differences in A/B/C class properties and that most people are good human beings and just looking to find their next home, but even if there's a 1 in 1000 chance of running into a serial killer with a nice voice on the phone why would any owner/Realtor/agent/PM take that chance? 

Humans are psychologically wired to feel insecure without more, it doesn't matter what level of wealth we're at.