@Russell Brazil,Aint it AWESOME how those who were bold enough to make the decision to get into the Real Estate business have been able to become wealthy by HELPING OTHERS!

You need to use real numbers not funny statistics comparable to nation wide something

@Marisa R.Marisa is a Star.I have been charmed by her journey 6months ago reading at some of her posts.Determination, boldness, and a system make the adventure so exceptional.Thanks for sharing your path.I wish we can do a deal/join venture together.

So when people say that a degree is worthless, statistics show just the opposite.

I've owned property in Albany for 20 years(and elsewhere as well, so I have enough experience to judge these things with some statistical power.)

<------- THIS. a lot of people are having problems with using averages and medians in statistics, leading them to confused conclusions, not taking into account the whole picture or how a small unrelated change can completely misinterpret and undermine a whole other set of data. 

Where did this 97% statistic come from?

You are correct in that the second one highlights statistically higher risk areas.

Use statistics and analyze the places you think you may want to invest in. 

I even pointed it out to them in bold letters on the checklist.