Darren Pettyjohn (from Proper Insurance): Specialty insurance, better known as program insurance, is basically when you create a special insurance policy for a unique risk—a risk or exposure that isn’t covered correctly by a commodity insurance product.

What I found when doing my research is the Canadian REI Market (and more specifically, Alberta) is a unique market unlike many of those south of border.

We have a unique situation with our family business where we have had some tough personal circumstances that have impacted our business this year.

Again, the chances of someone inexperienced, with no capital, having this unique knowledge is inconceivable, i.e., unless his father is the head of zoning!

Ryan Fortier in my market (which is unique), rents continued to tick up even during the housing market crash.

Depending on the location of the property the tenant could complain to the local building or Property Maintenance Division as well. 

Though there is information that can be shared, investing is a unique endeavor.

Each state is unique, but there are some common things that most investors can do to limit their liability.

Also, if you focus on sending out unique looking mailers (not the mailers everyone else is using), then you will have a higher likelihood of success.  

Also feel free to mention any other innovative approaches or ideas about compiling unique marketing lists targeting commercial or apartment owners.Thanks in advance for the feedback!