Curious — has anyone here closed a deal with 100% financing, and what was your experience? 

Quote from @Nina Dyson Hill: The wholesalers in my experience that are good, or let's say the ones that have good deals are the ones that are smaller outfits.

I'm here in Fredericksburg, Va. just south of Fairfax, maybe we will end up helping each other.

Any other fees such as close out fees or payoff demands are paid out on the back end when your loan is refinanced or paid off.

Personally, I like to end up with a minimum of 15% based on the sale price, but I don't mind less if the deal works and I am confident about the demand and buyer pool. 

My people that specialize in construction have various non-recourse, and if it's high end (+$10M), they can do 100% LTC/LTV; 75% if under.Working with people on NNN Commercial Real Estate (CRE) can also be a good option, and to again reach out to others doing so, and showing what you could offer.

This may end up saving you a lot of time, money, and sleep....This post does not create a CPA-client relationship.

Anything that is more of a "personal preference" over a true value addition (kitchen or bathroom upgrade, or room addition) will likely end up as diminishing returns. 

Just make sure it’s with someone experienced — or you’ll end up “partnering” on lessons, not profits.Seller financing or sub2 deals: In slower markets, 10–15K can be enough to cover arrears, closing costs, and a small seller down payment.

Within 3 hours of Weston, I’d look at West Palm/Fort Lauderdale (steady tourism + business travel), Naples/Marco Island (higher-end, but pricier buy-in), and the Space Coast (Cocoa Beach/Melbourne) if you want more affordable options.