See the chart from Fair Isaac Company (FICO) below: FICO Score Pct of Population Default Probability 800 or more 13.00% 1.00% 750-799 27.00% 1.00% 700-749 18.00% 4.40% 650-699 15.00% 8.90% 600-649 12.00% 15.80% 550-599 8.00% 22.50% 500-549 5.00% 28.40% Less than 499 2.00% 41.00% Source: Fair Isaac CompanyAccording to this chart, investors should use corresponding vacancy + tenant-nonperformance factors of approximately 5% for Class A rentals, 10% for Class B and 20% for Class C.To address Class C payment challenges, many industry "experts" are now selling programs to newbie investors about how Section 8 tenants are the cure.

In your analyzer, include PITI, PM fees, maintenance, vacancy, utilities you’ll cover, and realistic taxes/insurance with reassessment risk.

These all-in-one units were originally designed for the RV industry, but they do great when you're pinched for space!

Most pro members who have "grown" their business have probably been in the RE industry for awhile, likely involved in their community, go to conferences and overall networking.

Welcome to the industry Connecting with experienced brokers is a smart move they can give you insight into the local market and help you find a brokerage that fits your goals.

Hopefully they are paying utilities if they are running AC at those temps!

Turns out that’s a skill that benefits all of us in ANY industry.3️⃣ Even Introverts Can RULE!

I’m  a Licensed Realtor® and Professional Civil/Structural Engineer (P.E.) with over 20 years of experience in land development, infrastructure design, and property analysis across Maryland.After two decades designing and managing major projects — from transit and utility infrastructure to mixed-use developments — I transitioned into real estate to help investors and builders make smarter, data-driven acquisition decisions.I focus on helping investors evaluate:Land and infill sites for development feasibilitySmall commercial and multifamily properties for value-add potentialStructural and site conditions that can impact ROI or exit strategyI’m particularly active in Baltimore, Hagerstown, Eldersburg, Sykesville, and Capitol Heights, MD, and I love connecting with investors who are interested in ground-up, subdivision, or redevelopment projects.If you’re in Maryland or nearby markets and want to discuss land strategy, due diligence, or deal analysis, I’d be happy to exchange ideas and insights — always in the spirit of collaboration and compliance.Looking forward to learning from everyone here and contributing value wherever I can.– Reddy Karnati, P.E., Realtor®(Engineering insight meets real estate opportunity — all within compliance of COMAR 09.11 & 09.23)

Not only your risk is minor with wholesaling, but you 'll also benefit in the process from the following:1) Acquire essential skills of sourcing off-market deals and negotiating with sellers2) Get access to nice chunks of cash through your assignment fees3) Have an opportunity to tap in to any market throughout the US4) Build a network cash buyers and other industry professionalsAnd perhaps more.

Do any STR tenants pay utilities?