Just to clarify, are you a new lender in Houston, or are you looking for a lender there?

Seriously though, they will want additional details.There are hard money lenders who don't require all of that data but they want you to put down 30% of the money to buy and they will provide 70% at a high interest rate.

When investors loop a broker in early, they can usually get:• A no-cost opinion on whether the deal is actually lendable• DSCR and Non QM pre-analysis using real underwriting criteria• Feedback on whether the numbers support all cash, leveraged, or walk away• Updated rate scenarios and leverage options based on real-time pricing• Risk red flags that free tools do not highlight• Confirmation of what lenders will and will not count as qualifying income or rent• Guidance on capital structure for BRRRR, flips, or long-term holdsIt is similar to working with a financial advisor because the tools matter, but having someone who knows how to interpret the data matters more.

So, I quoted my client with a different lender.

. - Applicant must be a non-smoker. - Applicant must have no pets except for dogs of non-dangerous breeds.

It could be worthwhile to look at with your current lender. 

If you used a Lease + Option or Contract-for-Deed, you can evict.Eviction is the remedy for non-paying occupants in a lease or CFD scenario.

I’ve been a long-term investor in DFW for about four years, but this will be my first value-add / non–move-in-ready property.My goal for this project is to either flip and immediately sell or BRRRR, ideally pulling most (or all) of my cash back out while still breaking even on monthly cash flow.

If this is a real lender, information will show up.

Track every touch, ask for referrals from PMs, agents, and lenders, and post your buy criteria in local investor groups.