Columbus has been awesome for building wealth because it’s affordable, cash-flow positive, and growing like crazy with major employers like Intel, Amazon, Google, and Honda moving in.

Verifying last 2-years of rental history and income/employment extremely important to find the “best of the worst”.Tenant Default: 20-30% probability of eviction or early lease termination.Section 8: Class D rents meet program requirements, often challenges to pass Section 8 inspection.Vacancies: 20%+, depending on market conditions and tenant screening.Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciation.Where did we get our FICO credit score information from?

Verifying last 2-years of rental history and income/employment extremely important to find the “best of the worst”.Tenant Default: 20-30% probability of eviction or early lease termination.Section 8: Class D rents meet program requirements, often challenges to pass Section 8 inspection.Vacancies: 20%+, depending on market conditions and tenant screening.Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciation.Where did we get our FICO credit score information from?

It can be a powerful way to offset W-2 income—especially for high earners and the self-employed.

Think metros with diverse employers, C to B neighborhoods, and predictable permitting.

That means higher tax rates and possibly self-employment tax.

Use Schedule C only if you do and be aware of self employment tax on profit.Check the section 461 excess business loss rule.

Pick a C/B pocket near stable employers, set a tight buy box, and underwrite only deals that cash flow after a vacancy and repair buffer.

South Portland stood out as a promising location, with solid access to recovery meetings, outpatient services, and employment opportunities, so when the opportunity to secure this home came up, I moved quickly.

And we investors do care because the Fed is in the ~3rd-4th inning of a Fed Rate cut cycle amidst restrictive monetary policy, which has thrown the housing/real estate sector into year 3+ of an activity recession (because of interest rates, oh, and the government borrowed and spent like drunken sailors).Limited Inflation and Labor Market Data, So We Go PrivateThe Fed has a dual mandate to promote maximum employment and stable prices (aka low inflation).