Happy to answer any questions.

Ideally I’d like to work with someone who specializes in clients with a similar profile... active real estate income + rental ownership.

Benefits - wont be responsible for repairs, will collect monthly income for x amount of years.

do you have any more specific questions? 

The lender is also offering a “6-month lender streamline” where, after six on-time payments, they claim they can lower the rate by 0.5% with no fees, no appraisal, and no income/credit check.

When house hacking, you’re giving up one unit’s rent, which drops the property’s gross income and overall cash flow.

The numbers look good, but in reality, they typically do not end up providing the returns you anticipated and end up being a money pit there is not enough gross income to account for realisitic cap ex and operating expenses.. unless you own 10 or more.. 

Those that respond “$0” or something ridiculous, you can request income documentation from them to justify.Don’t be afraid to share with them how much your property taxes & Insurance increased and that YOU cannot afford to absorb them.ALWAYS get an increase or something of value annually when rents are increasing or tenants will start thinking they should never have an increase, making future increases that much more difficult to negotiate.

Modern verification tools pull income and employment straight from payroll or bank sources and flag tampered files automatically.

I had a question for lenders and brokers:Do I need to prioritize using a local lender?