If you are looking for something unique perhaps look at other markets that have similar aspects to yours and see what their best performers are doing.

Each carrier has unique risk appetites, which is why a local broker is often the recommendation.

The only way this is not selling a security is if every person involved has responsibilities and authority over the outcome.

I found the deal managed the contractors and set it up for Air BNB What was the outcome?

Just because you don't like the outcome doesn't mean they are misusing the law.  

Nobody knows what the future holds, and it is far easier to admit a new member into an existing LLC than it is to retitle real estate after the fact.An LLC can also limit liability exposure, although real estate is a unique asset class where the property itself reduces the motivation for most plaintiffs to pursue personal assets.

In a unique situation (at least for myself) and wanting to get ideas.

Sounds like you’ve already built a strong foundation in multifamily and have a unique edge with your commercial debt background.

I have a unique job and only work half the year so I have time to research some neighborhoods in person.

Its another unique way of offering max leverage while mitigating your risk.Not saying its entirely on the lender's side either, seeing lower appraisal values, I think in part, because of higher rates throughout the year so the price of recent comps are lowered from the last 90-120 days creating a unique environment.Definitely takes a little more work on the front end to make sure your comps are solid.