I own a merchant processing company so I think I could help you here.You are well within Visa and Mastercard rules and regs for charging minimums and charging convenience fees if you choose.

@Jake Arnold Got them $25 MasterCard gift cards.

It is called "Automated Income Verification by Finicity / Mastercard." 

To do this, get 4 credit cards, (American Express, MasterCard, Visa, and Discover only since they can be used to buy real estate if needed, stay away from Chase, HSBC, and store brand cards) with a limit of $500 on each.

I'm not sure is anyone has had this issue before, just throwing it out there.I have one card which is a MasterCard through my bank.

Get three credit cards, one for Master Card, Discover, and Visa. 

@Alex NgCapital one, visa, Mastercard and American Express have had success doing it.

If they had a master card/visa/CCs I asked for the statement.I can pretty well read people financially from the statements.

I think in the '80s we didn't even have debit cards, just cash.I was making about $500 a week, so I did the Bank round-robin thing (see above), deposited a thousand bucks in a CD, got $1000 loan, paid it off in 6 months, then applied for Visa or MasterCard through the bank unsecured.But to get back to bad credit and how to make money in real estate.If you go to buy your commercial banks you're going to need a credit rating with a good FICO.And you are going to need 20% down if it's an investment property or 3% down through FHA programs up to four units.That said, how can you make money with BAD credit?

- Успех и мачкай !