I'm a little confused here I was given 2 different options and don't know which is better, I would like to hear your guys opinions since you are experts: which of these 2 options are better and why, thanks for your timeWith 15% down the par rate would be 7.375% as of today for a 30-year fixed conventional investment mortgage.

They are supposed to provide their 'expert opinion' on the condition of the property.The buyer's agent's job is to make their client happy and comfortable and give them the truth...they should be handling the situation better.....

If it’s even slightly possible reach out to a local expert like @Collin Hays.

I am no expert at it, but I have a CPA friend who just did this and told me it was well worth doing, and my CPA is telling me the same.  

WE still want to trust our instincts, lean on people that are experts in this arena, etc.  

I have attended plenty Padsplit events and talked to my Account Executive (AE) and some veterans from Padsplit (the real expert, not newer sales person), and some Padsplit investors who own them and love them. 

Quote from @Michael Plaks: Quote from @Andre Taylor: Looking for a tax company that does Cost Segregation Reports.Three cost segregation companies are operated by these three Bigger Pockets experts: @Bernard Reisz   @Yonah Weiss  @Julio GonzalezReach out to any of them.

He himself posted all of his repeated failures that again and again were someone's else fault" he is playing that part of a victim again and again. but then markets himself as the expert and what a coincidence he too miraculously lost money with Mr Garrett at the same time.

’ve had hot tubs for a while, and in the past, I made the mistake of hiring a so-called “hot tub expert” at $2K a month—only to end up with poor service, dirty water, and even guest complaints about bacteria.Here’s how I solved it:Created my own SOP – as a co-host, I trained my cleaners on how to properly balance the water.

See the chart from Fair Isaac Company (FICO) below: FICO Score Pct of Population Default Probability 800 or more 13.00% 1.00% 750-799 27.00% 1.00% 700-749 18.00% 4.40% 650-699 15.00% 8.90% 600-649 12.00% 15.80% 550-599 8.00% 22.50% 500-549 5.00% 28.40% Less than 499 2.00% 41.00% Source: Fair Isaac CompanyAccording to this chart, investors should use corresponding vacancy + tenant-nonperformance factors of approximately 5% for Class A rentals, 10% for Class B and 20% for Class C.To address Class C payment challenges, many industry "experts" are now selling programs to newbie investors about how Section 8 tenants are the cure.