If you want to play a passive role, a real estate syndication or debt fund could be a great way to go.

@Brad Neihardt Go ahead and create an LLC, nothing wrong with that but don't expect the LLC to eliminate your need to guarantee debt.

Forgive me if I don’t respond again.

Another reason why investors fail to use debt responsibly is the inability to distinguish between 75% LTV on a $1M property and $100K property.

Most of my focus is on commercial multifamily and select industrial/flex, but I stay open to other opportunities that check the boxes for my capital partners.I’m also big on creative structures when it makes sense…seller finance, assumable debt, JV flexibility.

We’re launching with a dual-flagship plan in Jackson, MS and Myrtle Beach, SC — targeting large multifamily communities with a value-add, debt-free structure.

Be sure the ARV supports the extra debt and leave room for overruns.

I am completely debt free and make a pretty comfortable wage, at the moment I am currently saving for a down payment. 

Most house hacks are more of a break-even situation when you find a "good" one, and you are mostly looking at the longer-term benefits of real estate like appreciation, depreciation and debt pay down.

Quick 10-min sniff test:I use a simple “back of the napkin” rule:Take gross rents × 50% (that’s your rough NOI after expenses).Subtract debt service.If you’ve got positive cash flow left, it’s worth a deeper look.This weeds out 90% of deals in under 10 minutes.3.