We've been exploring fringe neighborhoods and other neighboring cities and towns that I think will continue to grow as the city expands (Matthews, Indian Trail, Belmont, East Charlotte, Gastonia).

Others have touched on the fringes of this but its worth calling out explicitly - one major difference between a sale and a HELOC of Cash-Out-Refinance is that a sale is a taxable event, and a refinance or Heloc is not.