Pretty low risk and high reward.that is still a great cash flow generator for me to this day.

They are a marketing/lead generation site for brokers and other banks.

The work is done and invoice generated for that work as if it were a seperate job.

The 2% rule basically says you want to generate a monthly rent of 2% of the purchase price.

We have to generate the interest in selling when dealing with people who are just behind on mtg.

Because I purchased $150k+ properties, my properties generate much more than double my financing costs.

Coupled with the custodian fees, the returns I could generate wouldn't be worth the headache.Prosper offers to pay all custodian fees if I invest it there, and because it takes little work, along with the ability to get descent returns, I decided to invest there.See here for lender return distribution: http://www.ericscc.com/stats/lender-return-distributionAs far as getting around usury laws, I'm not qualified to really have an opinion, but you can read about it here: http://www.prosper.com/legal/compliance/I completely agree that I can get less risky investments in real estate or even doing hard money, however, with the low amount of money that is in my IRA, its simply not worth my while to spend too much time or effort trying to deploy $5K.In a few years, after some more contributions, I may have a different attitude about it though.

For example, if John buys a property that will generate $125,000 per year and he pays $900,000 for it, the cap rate is: 125,000/900,000 = 13.89%."

Loan docs are different than escrow docs, and those are generated when the loan is finalized and the lender is ready to fund.

Eventually you will generate your own parts warehouse.