Whether it is a car, a set of tools from Sears, credit cards you pay off in full each month , etc.Bankruptcy does not really ruin your credit for 7 years. 

So I just have to sit tight, save and work on paying credit cards on time.

Should we raise the rent now that there are two additional people in the house?

The tenant has raised return of the security deposit, you follow through and prepare a check.

If I  put the list price at the cash price then it would be hard to raise the price if a buyer wanted terms.  

Don't think you can rationalize paying credit card APRs with this strategy and end up ahead.You can get significantly and consistently better returns from your investments than you will lose through depreciation.

And the statement "That is not me" is a (Warning flag, Red Card, Strike 3, 15 yard penalty, 15 minute major, Technical Foul, pick a sport reference you like....

Get some business cards and pass them out to folks.  

*You need to have a rental criteria *You need to have excellent curb appeal *You need to have an appealing open house, application forms, good setup, with card table and chairs, pens and paper, receipt book, etc.

You could always hire a pool guy at their expense as well (raise the rent $50 or whatever the pool guy costs) so that they can still use it and you have assurance that it is being well taken care of.