My issues are concerning the 2nd floor units in both front and back.

Rents are currently $525 but all the utilities are included which cuts heavily into cash flow.

So far no issues as banks usually only pull title work for a property of an existing loan if they are concerned about the loan getting paid (loan being severely past due) or if they have any suspicions.

Often when we find that they are in violation we send a friendly reminder of their commitments, ask them to remedy the concern and send a photo of the issue resolved.

@Geoff GarberAs several people have mentioned here, and as the Russian proverb entails, "measure it seven times, cut once!" 

He then added, with a 1% annual expense ratio that most advisors charge, that return over the same time period would have been cut in HALF. 

I'm concerned that is too low, although I realize it would increase over the years and would be consistent income. 

If you could invest in a multi-family and house hack, this would allow you to invest, while (hopefully) cutting down on your living expenses to save more money faster to invest in your next property. 

Not to expand on the "family dynamics" but I would personally be concerned about having to deal with family requesting access to the property for periods of time as well.

The transfer forms are fairly simple.What we are concerned about is how much will this cost us?