I found this post on a reddit search"I have a house as an investment property with equity I'd like to access to buy a home, but because banks think everyone lost their jobs and because of this many will default past the forbearance, trying to get a cash out loan from an investment property is ridiculous, with a 710 credit score, they were asking 5 points to pay down the rate to something reasonable (4-5%), eating into the cash I can get access to.

Frankly, any service wanting a % of your hard earned money ( similar to a % of your business if you think about it ), by letting you use their app, had better be a ridiculously bad *** software, in my opinion.   

Many owners are gaining ridiculous amounts of equity from renovating. 

That cost is ridiculous.

The chance of getting in touch with the person drops off ridiculously fast from when they fill out all your forms.5) Direct Mail: Tried and true.

The appraisals are way too high and not in the same general vicinity of the property, and their rehab costs are ridiculously low.

I believe that most CPAs will tell you to create a new LLC for every property because that means more tax returns for them :) Going to the bank to open up new business accounts for every rental is ridiculous.

But I understand you are trying to underwrite the deal.  1.5% is a ridiculous number and shouldn't be used though.  5 service calls can eat up that number before you actually have a repair.  

Keeping your assets leveraged also helps, especially now with the ridiculous interest rates.

They were the lower end homes, low barrier of entry for an investor and on paper they all cash flowed ridiculous!