I found adding loss mitigation to my practice, very rewarding and I have been able to assist more troubled home-owners, without the need of filing a bankruptcy.Just wanted to point out there is a legitimate side and process to offering loss mitigation services.

But patience rewards the Bay Area investor.

I'm still convinced in many instances building from scratch is financially more rewarding than dealing with the rehab.

I have had appraisers thank me for giving them a detailed list of upgrades, including "before" pics and they've usually rewarded me with values that were certainly above the avg comp.

I have built million plus homes and I have built $250k homes as my exposure goes up the reward should.

It will feel that much more rewarding.

It is challenging, rewarding, and stimulating.

I wouldn't necessarily call Wall Street a haven for growth & stability---the market served up over a trillion dollars in value depreciation/net losses prior to the FED stepping in...Real estate still and will always be the best bet from a risk/reward standpoint...Regards,Scott Miller

Most of the above was taught to me by my dad who runs a successful business and it works like a charm.

Never stopped studying and by 2007 I got my degree in Computer Engineering and last year I got my masters in Engineering Management....bottom line : work hard, study hard and life will reward you accordingly !!!