I thought that I would get great advice and insight from fellow BP members regarding a security deposit claim that I want to dispute.Background: My husband and I rented a 2/2 apartment for 18 months.

Without knowing any factor and totally just widely guessing I would say she is trying to prove residency.

I work with a wide variety of clients, from hard money lenders, to investors, to first time home buyers and basic refinances. 

The folks who dive into wholesaling thinking it is an easy entry are 50% of the reason wholesalers are widely disliked.

So as of right now my biggest issue is finding an established FHA lender who understands how the loan works and is effective in securing them. 

Cheers...Learning and saving is my most secured game plan that I have at this moment to be honest.

The tenant also had a GF that lived there, I see the new door is not securable anymore, do i have the right to secure my property from squatters?

As far as I can tell, the cash flow is minimal (even if it is good "for the area") ie. less than 1% gross per month is hardly worth putting up your own home as security for, IMHO.By the way, if you put up such a large (more than usual?) 

FIRST QUESTION- Closing Prorations: Not sure which one to chose (default is the first one)Line 120 - Real Estate taxes shall be prorated at closing based on  {The net general real estate taxes for the preceding year, or the current year if available} {Current assessment times current mill rate} {Sale price multiplied by the municipality area-wide percent of fair market value used by the assessor in the prior year, or current year if known, multiplied by current mill rate}I checked the default option which is the first one, but want to make sure it is the right choiceSECOND QUESTION- Property Condition Representations:  Very confused on this sectionLine 150-168 - Seller represents to Buyer that, as of the date Seller grants this Option, Seller has no notice or knowledge of any Defects other than those identified in Seller's disclosure report dated _______ and if applicable, Real Estate Condition Report dated ______, and, if applicable Vacant Land Disclosure Report dated _____, which was received by Buyer prior to Buyer signing this Option and which is/are made a part of this Option by reference (Complete dates or strike as applicable) and _____________________ (Insert conditions not already included in the disclosure or condition report(s)) CAUTION: If the Property includes 1-4 dwelling units, a Real Estate Condition Report containing the disclosures provided in Wis.

I'm need to pay off this hard money and secure a cheaper source of money.what are my options I make good verifiable  income but my scores are hovering around 600 what are my options?