I did have to paint the entire interior of the house (the color was not renter friendly) and install a washer, dryer, and refrigerator.

If you were looking to combine OR and CA, or OR and MO, probably could still be done for a reasonable premium.  

Hopefully those projects will serve us well for our first flip.At this point, we have decided that combining flipping and rentals will allow me to contemplate leaving my day job sooner than retirement and to work for us instead.Good luck with your next one.

I was wondering if it would be possible to acquire both properties using a hard money lender, and then do a cash out refinance on both properties at once since technically it would be an $80,000 portfolio.Do you guys think banks would be willing to do a cash on refinance on two deals worth 80K combined?

It has a small garage behind it which also has a utility room that has a washer and dryer and a full size shower and bathroom.

Current rates for combine Property and Liability are $0.40 in Dayton OH and $0.50 in STL.So in Peter's example, he has a $0.50 rate. 

(Make about $70,000 combined including benefits)Have a personal home worth $181,000 and owe about $161,000.

It can combine and report business, rental, and personal info.

Chase didn’t forgive my second mortgage, so they combined my first and second, and modified my loan for 40 yrs.

To me it is the right combination of maximizing commissions but also getting exactly the tools, training, and support I need.