This has been fascinating.Account Closed I love the "pull the trigger" mentality.

Looking into two equity loans/line options with PenFed,Home Equity Loan, 100k 1.99%, amortized over 5 years, payment is 1700+ a month.HELOC credit line, 5/5, say 100k, (rates adjust every 5 years, meaning gets 3.75% for 5 years at least), no particular payment demands each month.My investor mentality (acquisition mode) is telling me the HELOC 5/5 makes more sense with the flexibility, but the 5 years fixed HEL is such low interest and tough to pass up if qualified.

Joseph, to help boost your new business you might consider purchasing a mailing list of homeowners in your target area and mailing a 4x6 postcard with your info and handyman tasks you can do.

Very impressive, I love the dive right in mentality.

By improving the property and increasing rents, you can boost your cash flow and build equity.Property management: If you don't have experience in managing MFRE, consider hiring a property management company.

This tenant is very erratic and mentally unstable so we are careful how we deal with her.

In over ten years I had one issue with an applicant who was mentally a little on edge and felt she has been discriminated by the color of her skin, the fact that we rented to someone else of the same color was not good enough for her LOL - she complained, but it never went anywhere.Notice how this works so much better with single family properties than appartment buildings?

The post below has a link to it if you're curious:https://www.biggerpockets.com/forums/88/topics/693527It was my attempt to model the key financial incentives for REI, which members have mentioned above, like inflation protection, capital appreciation, tax benefits, equity build up, and of course the beauty of refinancing.If you’re familiar with project financing you’ll know as value of real capital appreciates regearing will boost returns quite significantly.

In doing this I was able to purchase a great starter property within 3 months of this mindset change by doing the following:1) Connecting with a local agent/investor who was able to set me up with an MLS search that could fuel properties to be analyze with BP calculators. 2) Working with local mortgage brokers to understand FHA owner occupant loans which combined with a state funded new-buyer assistance program (and negotiated seller paid closing costs) allowed me to close with only $2,000 out of pocket. 3) Ultimately close on a base-hit property with virtually no money out of pocket, source my first tenants, do some basic cosmetic work to boost rents, and gain a TON of relatively low risk knowledge that will better set my up for future BRRRR investing. 

Its all about the team protecting you and having a " client first " mentality. 70% of my biz comes from referrals, We simply do the right thing, ALWAYS. .