Hi everyone, anyone know a common spot where Real Estate Investors and Agents go to network in Miami? I would like to increase my chance of meeting some investors who can be my lender for my first house buy. It's hard...

Even mortgage lenders give favorable considerations to those that may have a bankruptcy due to events beyond the applicant's control, like divorce or medical bills.In the eyes of any regulator type, saying they must pass a credit check is not giving any qualification level to be met.

I am looking for 3 or more acres to build a 40k+ square foot structure which will serve as an events space business.

Here's how I explain this to Buyer's.There are three main things that could cause you to default on the loan (which would likely make it less profitable for the lender).1) You don't pay your taxes, you get a tax lien on your property, you foreclose, the lender loses money.2) You have significant damage to your property, in theory you might not have the cash on hand to fix it (thus insurance), and you can't stay in the property, maybe stop paying your payments, you foreclose, the lender loses money.3) You don't pay your mortgage because of a life event that changes your income (thus why lenders underwrite you with stricter standards than pre 2008), you foreclose, the lender loses money.Even if you can poke some holes in my reasons above, if you're curious why something is a certain way, follow the money.

@Connor Lorio, you can check the meet ups in here: https://www.biggerpockets.com/forums/521-events-and-happeningsOver the past few months, meet ups were mostly on Zoom, but things started to open up

Beyond the Monthly Management, Placement & Maintenance fees, all other fees in our contract are IF EVENT -> THEN fees.

I was wondering if anyone out here knows of any real estate networking events in my area of North Houston?

3) I worked hard to create a 6 month emergency fund that covers all of my finances in the event the life happens, which it will. 4) Then I started saving for a down payment on my first property. 

Like people have mentioned before me, join all the meet-ups and events available.

You generally have to demonstrate that the property generates sufficient NOI to cover the mortgage payments; some also require an additional reserve of funds in the IRA in the event tenants move out, etc.