So unless I can get a copy, I can only assume what the differences are between the 2 options.A short answer to your question is,Broad form lists which perils ARE covered - Fire, Lightning, Storm, etc. 

Hope someone could answer some basic questions I have!

It sets an expectation of spending a few hours walking around a property with them answering a million questions.

That is a very complicated questioned and so wide that no one can answer it.

Hi, @Daniel Mills.The short answers are 1.

Moral of this story for me is never take no for an answer.

And then he told me I am not entitled to the financial records and he can answer any questions I have.

There are income limits to this program, unless the property is in an underserved area.I'm actually helping another BP member right now on this exact thing, he found a $631,000 3-unit on the NW side in an underserved area and is buying it with only 10% down.If you have any questions, feel free to reach out, happy to answer any questions you might have because there are a lot of nuances and guidelines that the average person has no idea about.And btw, @Brie Schmidt is an awesome investor-friendly realtor, since you were asking. 

If the answer to the first question is less than 15 and the answer to the second question is very few you would need to ask more investorsIf you don’t have a W2 Income do you have 1099 or self employed income?

Easy answer - what return on your cash will you get by using the money to invest?