It covers the history of real estate in America and how corporations, government, and banking have played a part in the real estate cycles.   

Unless you've made a corporate tax election by filing Form 8832 or 2553, your SMLLC is a disregarded entity for federal tax purposes and you should fill out the W-9 accordingly."

As far as the flood insurance rate goes, it will be the same with any insurance agent because it is a government program. 

We are hoping BP members can help identify some of the government agencies in NJ that will pay the realtors finders fee (usually one months rent) to place a tenant in a rental property.

Personally this is the way I think governments should implement these regulations.

Third Federal and PenFed are known for being good.

They do not violate the Due on Sale Clause, but you can still nest a Land Trust into an LLC by creating the LLC as the beneficiary.https://www.biggerpockets.com/renewsblog/llc-lending-problem A Land Trust in my area is what municipalities and local government uses to protect open space. 

I'm a government consultant, focusing mostly on IT projects.

Any institutions you can buy it with or do you have to go to the government website?

RyanBanks/CUs Offering a HELOC Product for NOO Property in CaliforniaBank of the West (I think they will do this for a single family, but not for a condo/townhome)California Bank & Trust (up to 55% Combined LTV)California Coast Credit Union (70% CLTV)East West Bank (60% CLTV)Fremont Bank (65% CLTV)Pentagon Federal Credit Union (70% CLTV)SAFE Credit Union (70% CLTV)Union Bank (up to 65% CLTV)Wells Fargo (up to 60% CLTV)Wescom Credit Union  (70% CLTV)