The seller got really mad over something and kept the security deposit.

@Kevin Kohler was looking mainly for typical residential HeLoC access with the property securing it.

IE: House Hacking - 1) Identify a 2-4 unit property I can live in and rent the other units such that net rents cover most of or exceed the mortgage payment, goal: live rent cheap-or-free; 2) Secure long-term fixed rate mortgage/debt; 3) Hold and live in the property as I focus on honing my property management systems/skills and accumulate of capital for the next deal.Step 2: Call financial institutions (local banks, I'd start with Happy State. credit unions, Frost, etc) and figure out financing options for your chosen strategies.

Even hard money loans without your home being used as security like a HELOC loan.

Forfeiture of 1 month’s amount of security deposit?

Questions:I am wondering how we should officially consider and designate “ownership” of the property and on the title report.Should We consider it joint tenancy?

So, send/post a Notice of Quit which is the first step in the eviction process advising that the lease has expired, they have 3 days to vacate, their security deposit is at risk, and eviction will be filed immediately.  

I had several attorneys do free consults but they don't get involved until you've received an official offer. 

I began the year with a ton of action, including the following highlights: Joining a mastermind group and hired a coach Read nearly every multi-family book I could get my hands on Attended several Multi-family oriented conferences (3 to date, a couple more booked for the year) Networked at every chance including connections on bigger pockets, local meetup groups, mastermind connections, and linked in connections where it seemed mutually beneficial Started a podcast which officially launched in March (now recording our 20th episode this week!)

Aaron Chapman at Security National Bank is awesome!