Did lot of research online but seems like all the information I gathered so far leads to a dead end.

Now that I am trying to find ways to help our family with investing, she supports me, but I need a way to use the cash cow we have.I have not been able to find an article or explanation to get her to understand refinancing, maybe I don't understand it, to explain it to her.

For this unit, I purchased from Lowes online, used my military discount, and set up the delivery right to the property.

All of the "best places to live" lists and articles online aren't the perfect fit because they often heavily weigh the local employment market, a factor that will be of little relevance to me when I eventually make this jump.

After about a year I implemented the program tenant cloud which reduced the calls to almost zero because my tenants can now pay online, sign their lease on line and submit maintenance request online.  

., HELOC, refinancing?

I can find classified military manuals online, information about nearly any topic in a few seconds, I've been using the internet for 20 years, I'm pretty good at it.

Also talked with Quick Books online today for bookkeeping software...   

The reason for this is the lending laws to owner occupied borrowers are significantly different than lending to investors - examples foreclosure process, rates and fees that can be charged and no balloon payments.If you do fins someone to lend the money needed, I would highly recommend that you have a competent mortgage lender take a very close look at the deal so they can get you refinanced out of the private money once you have the rent revenue in place.

But if I buy a multi-unit property that isn't a fixer upper whereby the ARV wouldn't be much higher than the purchase price, refinancing to a mortgage on it WOULDN'T be able to pay my HELOC back all the way.