We thought Vendor Take Back might be a good way to be able to move forward on the property, however, we were told that back in 2008 in the province of Ontario, the mortgage rules tightened on this and VTB can only be used for commercial properties and not Single Family Homes.Any truth to this?

It sounds like the lender simply told you the truth.

I have found that letting them throw out the first number works because they often go higher than I would settle for, then I counter a bit higher and we are both 'happy'.Also, I have learned the truth in the old saying :  " some money is better than no money".

The truth is the market has been too good for too long, and because of this not only have prices shot through the roof, more and more investors have entered the space.

Is he a professional where there is a possibility of truth or are you a class C tenant?

This kind of "good work" can provide multiple, on-going "dividends", streams of inc ome, and many other intangible rewards.It also develops relationships that "earn" the privilege of sharing the Truth Who "draws me" and Who compels me to be a Servant and Friend to everyone who seeks answers for the unanswered questions that frustrate them."

Truthfully I'm hoping that their preference is the scenario you describe - Low down payment.

Statistics are crap - they can be manipulated to "prove" any position with half-truths.

Answer me this truthfully: How many of you just put a website up and call it done.How many of you put a website up and all you think about is putting this latest dynamic moving floating element, making it look "cool"How many of you put a website up and tweak it based on YOUR assumptions what a motivated seller would want to see.I spit in yor faces (in Russian Accent).

In regards to time and energy, I would say I have a decent amount of both and right now have more of those two than resources as I am truthfully just starting.