@Jason Cory don’t worry, they are  keeping fresh  ideas coming across my desk.

So when I asked how much more capital intensive commercial notes are, I guess I was asking a question from my current perspective, which is obviously different from yours.

From your personal perspective what is the difference between cash and access to cash?

I don't have any helpful hints from the investing perspective, but I can give personal feedback as an RN that traveled for nearly 7 years all across the country.

Account ClosedAdd in the fact that the modern day generation of millennials have shifted from the stereotypical perspective of buying a home with a 30 yr mortgage and living there permanently.

Everyone is speaking from their own perspective.

Thank you for your perspective on the area. 

From a partnership perspective what do we need to do.

First from the banks perspective it looks like something shading is occurring.

Interesting perspective, @Ned Carey .