if you were my employee and you were out in the hall making personal calls and spending time on the computer on your personal business, I'd fire your butt.Unless you are working completely on commission and not receiving any salary at all, what you are doing is stealing from your boss.

I'm not computer savvy, as many of you know.

However, those figures must be somewhere because I can't see appraisers spending hours on the computer for every appraisal, checking to see where each owner lives.The county assessor might be able to provide those figures.

I use TREC (Texas Real Estate Commission) contracts and I print them from the TREC website but I have to manually fill them out.How can I fill them out using my computer?

So I go on the computer to look up the listing and guess what?

I'm on a work computer though that might block popups.

(The ones that don't just rely on computer formulas for their underwriting.)

Now that my memory is jogged, we had done a lot of repairs to a fourplex that was throwing off a lot of income...in the current year.

Home Depot Memorial Day sale.Buy a new one for a discount and be done with it so you can sleep at night a little easier.Checkout Lowes and wholesale bathroom supply companies as well.

To help, I used Excel to forecast the future value (FV) of both options: 1) leave existing traditional rollover IRA in-place or 2) liquidate the IRA, paying the 10% penalty and 33% marginal Federal tax hit.I'm 15-16 years away from retirement and computed the FV of both options over that timeframe.