Ditto with Ginnie Mae (FHA, VA) and other government (Farmers, USDA) that will not lend to LLCs.

Jeff - you are correct though, the government may very well takes steps that "helps" investors.

I'm quite positive a government agency is not going to deal directly with the public without an agent being in the middle to handle the paperwork.

Planning, dealing with municipalities and governing agencies, funding, insuring...Hiring labor.

Our wonderful government knew this was a problem for a long time before they put a stop to it, and now it's a cash cow to them...

And, consider the general attitude by government toward "investors" as currently reflected by other regulatory actions, they may not be too receptive to funding a single home purchase.Just my initial reactions from skimming the materials and the bill, I have not given it much thought and there may be a way to establish an entity for investors to go into that would deal with you, as a seperate entity.

Taxes are 6800.00My big hangup is coming up with 25% down as I am governed by the fannie mae stricter guidelines as I have 5 properties.

I am in Dallas.Here are the closing costs:CC related to the Loan:Origination fee - $608Processing fee - $375Underwriting fee - $850Attorney Doc Prep fee - $125Administration fee - $275CC related to Title Charges:Settlement fee - $350Closing Agent Delivery fee - $50Tax Certificate fee - $44Lender's Title Insurance - $175Title Policy Endorsements - $250CC related to Government fees:Recording fee - $120CC related to Miscellaneous:Survey fee - to be determinedApplication (appraisal + credit score) fee - $590Total closing cost is $3,812 or 5% of the purchase price.Prepaids are separate.Thanks very much.

The government will give you a tax credit on your property by providing housing for low income individuals.

The landscape is now complete.While our neighbors are fine with the design, some homeowners in other parts of our community have started to kick up a fuss, and this is where our troubles begin.While our community HOA has a set of guidelines, there is also a broader “parent” HOA that governs the entire development, which consists of multiple communities.