You need to be researching civil not criminal codes.

We are currently working with leading nationally recognized civil engineers, architects and EPC's on site development work and a regionally renowned construction firm.

I co-founded a general engineering construction company with primary goals in meeting the growing demands for civil engineering and construction projects in the SF bay area.

In Civil Engineering. 

Quicker turnover time/reduced vacancy, better tenants, better marketing, knowing market rent and market conditions and typically better access to vendors who will go the extra mile for 500 customers vs. 1.  2) It keeps them out of court and unnecessary litigation with extensive knowledge, process and procedure that a private landlord cannot match. 

Unless you are nearing the collapse of civilization, it's not a bad time to invest, IF you can find quality investments.

Borrower actions are outside of your control and can greatly affect the value of your note - we bought a NPN a few years ago, borrower filed BK 13 to stop the sale & filed a civil lawsuit.

I don't want PMI and I don't want to be a high equity target for litigation.

I paid 500/ month.I have a civil engineering degree and cant figure this out... why is this so hard!?

@Will F and @Wali Shareef I am a passive Real Estate investor but I have my own Litigation Support Services Co.