Both brokers are associated with the REIA so I'll ask around at the next meeting and see what other people think.

Most states have an approved contract from either the Realtors Association or Attorney Bar.

Alternatively, Metrotex board of realtors provides associate level access to the MLS for a quarterly fee here in DFW.

Thank you in advance.The best source is normally an active apartment owners association or similar.

If you become a member of ARPOLA (American Rental Property Owners & Landlord's Association) you'll have BIG discounts at Lowes.

I am very wiling to educate myself, and I have a few months of time,because I am still having some short term spousal support and place to live , which cost me only 300/month association fees.Bankruptcy is not an option for me, due to equity in property.I am paying minimum payments on my credit cards, but a year from now I will not have money for it any more, and this is why I think the sale is going to be the only solution, however it will be emotionally difficult.

I would suggest joining your local REIA (Real Estate Investors Association).

There are a couple well known and and one happens to be a past associate.

Keep expanding your supplier network....that should be a constant.I'm sure your local real estate investor association may have some local gurus that may have some classes that may give you some pointers.

This is to compensate for the "aggravation" factor,management intensity and probable lack of appreciation associated with the lower end areas. 30% ROI on gross rental that you mention often relates to at best 15% net.