But I do plan on moving back to Indiana by mid-May, so I wanted to get the ball rolling on making connections and seeing what's in the area so that when I arrive I can hit the ground running!

Real estate trainers offersA awesome crash course taken over a weekend.

CPI has been negative right after the crash or 2% each year so it's pretty substantial for rent raises.  

It starts at 6:00 PM (though you can arrive later) and ends around 9:00 PM or later.

Since the crash, I haven't seen any depreciation in values on the north or northwest sides.Personally, I'm looking at possibly investing in the Little Village/South Lawndale area on the southwest side, but I'm actually working on learning Spanish first to connect more with the community.

If your income changes or crap hits the fan and your credit drops or the housing market crashes again or something else happens, you may not be able to refi before your adjustable rate changes.

We have State Farm right now and their premiums are pretty good but the time has arrived to start shopping for a better quote. 

We had bought a house in 2007 for 85k, put a lot of work into it personally, yet had to declare bankruptcy a little over a year ago because we couldn't sell the house due to the market crash and the neighborhood going to ****.

The winter crash is needed to get things back on track.

The Ones that made it through the 3 years were there WAS NO FINANCING were one's that targeted foreigners.. ( very prevelant in Memphis)  and you know the one' that did that.Hammered on IRA buyers.. and then prices crashed in some markets that it was cash only. now we have financing back in the picture I just closed 3 last week ( I got paid off) in Birmingham were the buyers got in for 30% down 4.75% fixed 30 years.. the new TRIDS spell out their terms.. so its cool I can see exactly what people are doing.