And will I enter other fees under expenses (loan application fee, credit report fee)?

We have money saved up and great credit to leverage it and from researching on BP, multifamily and commercial may be our best option.  

For this reason, most lenders offer virtually the same products, but there are a few out there that are willing to get creative for you.

The LLC is still new and has none of its own credit, so the property and mortgage will probably go in my name and be based on my credit score and debt/income ratio (all of which are fine).  

Should be no more than 28%.Second ratio - Total monthly debts. living expenses plus monthly debts like student loans, credit card payments, car payments, alimony, etc.

I have excellent credit, make about 75k/year with no OT, no other debt than my truck payment, and I have about 50k to put down.  

My credit is good/very good and I will have 50k to fund my first deal. 

You’ll get the  judgement and while you may  never see a penny, trying to find a place with a judgement or getting credit just got a lot harder and more expensive for them. 

I have my property listed on websites and have received applications (with background/credit checks), along with many requests to view the property.

Credit score below 500.