Not an appreciation play but monthly income nonetheless.

Being someone that enjoys playing with numbers though, I would start doing a more in depth analysis and see which numbers may have some risk involved.  

(images from the biggerpocket's rental property calculator analysis are attached)I am from Portugal, so let's forget about the economics and market conditions in play here.

But it goes to show you this definitely NOT risk free.If you are going to play you really want to diversify your risk, either by doing a dozen or so deals and/or partipacting in a fund which gives you exposure to several properties.I'm going into my third year doing this and been pleased, that being said i only has maybe 2 exits and the rest is still in progress but I am getting my monthly/quarterly checks so that's nice!

But if your like me and I take it your self  a bona fide buyer then you do have the right to do this.I only did it because I paid the ladies back taxs to the toon of 40k.. and then she went dark.. and of course I had a nice equity play there... but had I just had refundable EM up I would have just moved on.

No matter the degree I choose I will most likely pursue a certificate program in this area too but given that my experience is based heavily on leadership skills already I’d feel like a masters in this area would be slightly redundant (not to down play its importance at all though).

Raising outward cash flow, via added debt of any type, without raising income is an extremely dangerous play for somebody in their retirement years. 

Wife plays this game and it's deplorable how much formatting is inherited.I have found PDF995 to render WYSIWYG nicely. -- eg:My W2 job was programming for 37 years.

Similarly, the education may be the dividend on seeing how real markets (for goods and services) work and how you can play a part.

Who knows how much of a factor the laundry played in getting it filled.