3.If so, is it institutional or private?

DP- sorry down payment - 20-25% but credit score varies with different institutions- 680 from some lenders and some I heard 700.

The Chicagoland market has been flooded with institutional buyers over the past 12 months.

For every rotten apple like New Western, there are at least 2 with high integrity like Carlos, Stinson or Jon Klaus just to name a few.Put another way to the OP and all of BP nation: If you live elsewhere and want to do a DFW deal, find or make some solid BP colleagues to help you out.

I am for the national flat tax.Illegals and everyone else would have to pay and the government wouldn't be chasing people for money,having huge irs paperwork and forms,etc.Stress would go down as people wouldn't worry about audits and IRS nightmares etc.I think it will never happen as every government entity would fight over who gets to control the money.The cities,counties,and states do not want to depend on the Federal government to tell them how to spend their money.

My city, Sacramento, is expensive by national standards but very affordable for CA.

Its never too early to brag Jason GroteCongrats on your new found love for the BP Nation and good luck with your continued investing goals.

I am trying to connect with anyone who attended the Mid-Year conference for the National Real Estate Investors Association group in Seattle.

The MLO license requires 20 hours of NMLS approved pre-licensing education and you must pass the NMLS National Component Exam as well as the California NMLS Exam (still required as of Nov 2013).

Hence the national name "We Buy Ugly Houses".