Both bathrooms had most finish work completed and were livable, just needed paint and cleaning.

Ask him to do it with the door closed.

If I can consistently get $100/door cashflow, that is a win for me.A few things to consider:- Agree that you need to sure about utilities.  

Incidentally the next tenant broke the globe on it - and the mirrored closet door - and the window - phew.....security deposits... they are your friends.

Then, crossing off the things we either didn't want do or couldn't do.

The difference, is the latter you only have 1 kitchen and a few bathrooms to maintain and one a/c, etc. 

For unit 3, do an unannounced door knocking to find out if the dog is still there, don't count on what they tell you.  

Of course they can't be retroactive, but easily slam the door in the face of your planning.Be careful.

After examining the photos, I could see that this tenant had a cookie sheet against the door of the dishwasher, which blocked the detergent compartment door from flipping open. 

Local company I can recommend is Leverity Insurance in Beachwood, Ohio  - you can ask for Joe Corradetti.If I am not mistaken: Actual Cash Value = coverage less the depreciation Full Replacement Coverage  = no depreciation loss and possibly will accommodate code upgrades (you should check the rider on it, to make sure if you do or do not have code upgrade)Always consider the worst case scenario, you may have to decide based on value depending on your projected financials .... so ask questions when you make your decision.Welcome to CLE!