And just for the fun of it, i type in a low price range, just to see if any properties would come up.

I would like to purchase something in the $120,000 range and get 1% income to purchase price ratio, ($1200), higher of course would be better.

https://www.ohiobar.org/ForPublic/Resources/LawYouCanUse/Pages/LawYouCanUse-669.aspx"Though no law requires the use of one, a licensed real estate agent can provide a wide range of services and advice to assist you with the home buying process."

I'm seeing rates ranging from 3.5-5% depending on the market and borrower.

AVM's therefore tend to be very good in large subdivisions of homogenous homes with regular sales activity, and get increasingly bad as surrounding homes get more diverse, or there are fewer sales on which to base the estimate.On the debt side, each loan made against a property is public record, including the loan amount, and often, the basic terms of the loan are available as well.

I should mention that my cash flow is usually better but we just upgraded some HVACS so will be down at that range for about 12-18 months, but at least my tenants will hopefully keep renewing since their energy bills will be better.

So which property price range are you looking into?

On the final day they do offer more courses ranging from $23,000 to $43,000 all of which include a paid for trip to las vegas to attend another seminar.

Some areas and rent ranges demand a higher level of finish than others.One thing to watch out for is the you CANNOT get more rent than the neighborhood just because of nicer finishes. 

I have decent credit, but it's only from paying off credit cards (no debt) and my car loan on time - and I'm not sure if the source of my credit is considered more than the score itself.If I go to my community bank with a well-drawn out business plan and proof of my considerable assets, will I be able to get a mortgage on a property in the range described above, 200-300k, if I am able to put down the 20%?