@Willy Vasquez morales - Both Account Closed is right, it will increase your DTI.2) The bank will probably want sourcing and seasoning of your funds to prove that it is, in fact, skin in the game.3) Even a seller who's open to seller financing will, if they're thinking straight, want to see something down before holding back a note.Here's what I would recommend:Slow your roll a bit.

In having a discussion with a seasoned RE Investor this past week and picking his brain on the structure of his business I really deduced his success down to three main relationships:#1- He has a realtor/partner(he has skin in the game) who handles buying and selling, along with finding deals.#2- He has a "money guy" who provides him a line of credit.  

They are either going to be a lender, and you can pay them a percentage, and you would need some skin-in-the-game, or they will be a partner, and come up with all the cash and you can still get the bank loan, or you both can get the bank loan.

Most beat their head against the wall in desperation because they can't stand to leave skin in it more than 5 minutes. 

HML may finance purchase and rehab and some may want you to have some skin in the game in the form of a down payment.  

They want to see you have "skin in the game."  

I have several great partners with lots of skin in the game.

I'd expect my partner to have some skin in the game. 

They have more skin in the game then you do.Make sure you get clear title.

Don't be shy, I have thick skin I can take it.