One of the agents I work with has a cell phone app that ties directly into the MLS, that does this.

What pro/cons do you see in applying this concept? 

I would check rents and sales prices for homes that are fully renovated and days on market.From this point I would keep getting infor where ever I can but I would also start making offers on MLS properties or sending out direct mail to at least the homes that are in distress.Hope this helps.

Thanks @Hadar Orkibi and @Dean Letfus, appreciate you both pointing me in the right direction.

My question is which of us should apply for the loan to get a higher loan amount.Me:Monthly gross income: $2500Computed Debt Ratio: 0 (no debts)Credit Score (Transunion): 625My Brother:Monthly gross income: $5000Computed Debt Ratio (using https://www.mortgagecalculator.org/calcs/debt-ratio.php): Frontend 19.5%; Backend 45.66%Credit Score (Transunion): 667So which of us should apply for the loan to get a higher amount?

(c) If personal property remains on the premises following the relinquishment of the premises by the tenant, the following shall apply:(1) If there is acceptance of the real property by the landlord under subsection (a)(1) and the writ or order of possession contained notice of the provisions under subsection (b), the landlord shall not be required to provide further notice to the tenant.(2) If there is acceptance of the real property by the landlord under subsection (a)(2) and the lease or lease addendum contains notice of the provisions under subsection (b), the landlord shall be required to provide written notice to the tenant that personal property remains on the premises and must be retrieved by the tenant.

I hope that this post was helpful and feel free to comment back if you have any direct questions.

Aloha BP members...What are the steps in buying a house directly from an owner without a real estate agent???

2) Is it possible to apply for a mortgage without anyone's personal credit? 

They can possibly point you in the right direction.